Grace Mathisen
$500,0003 bd2 ba1,584 sqft$316 /sqft$3,606 /mo all-in ↓

2016 VIRGINIA DRIVE, BRADENTON, FL, 34205

Active0 days on marketListed Aug 4, 2026MLS #A4700543

Single Family ResidenceVIRGINIA PARK

Come see it

Upcoming open house

Sat, Aug 8

11:00 AM – 1:00 PM

OPEN HOUSE • SAT, AUG 8 • 11AM–1PM Rare 1940s Wares Creek gem on a coveted DOUBLE LOT! Restored hardwood floors, fireplace, remodeled kitchen w/ granite & gas range. New metal roof, tankless water heater, full electrical rewire. Huge fenced yard, TREX deck, 45-ft RV/boat pad, NO HOA. Steps to Wares Creek—bring your kayak! Minutes to downtown Bradenton's Riverwalk & Farmer's Market. This won't last—see it first!

About this home

2016 VIRGINIA DRIVE

Historic Charm on a Rare Double Lot in Wares Creek Welcome home to this beautifully updated 1940s gem in Bradenton's coveted Wares Creek Historic District — where timeless character meets modern comfort, all set on a rare and desirable double lot. Step through the front door and feel the warmth of restored hardwood floors, original 6-over-1 windows, and classic plantation shutters throughout. The sun-drenched Florida Room welcomes you just off the living area — an ideal spot for a home office, reading nook, or quiet morning coffee. The spacious living room centers around a cozy fireplace and flows effortlessly into a generous dining room, made for gathering and entertaining. The fully remodeled kitchen is a showstopper: soft-close custom cabinetry, granite countertops, stainless appliances, and a gas range make this space as functional as it is beautiful. This home offers 3 bedrooms and 2 baths, thoughtfully updated while preserving its historic soul. Outside, your private oasis awaits — thanks to the extra-large double-lot footprint, this backyard delivers space you won't find anywhere else nearby. Enjoy a fully fenced, expansive yard with a custom-lit TREX deck, storage shed, and automatic well irrigation. RV or boat owner? You'll love the 45-foot parking pad with 30-amp service, tucked safely behind a gated entry — and with no HOA, the possibilities are yours to shape. Major updates for total peace of mind include a new metal roof with new fascia, soffit, and gutters, a tankless water heater, full electrical rewire with updated panel, updated plumbing, and fresh interior paint. Ideally positioned just steps from Wares Creek — grab your kayak, canoe, or paddleboard — and only minutes from downtown Bradenton's restaurants, museums, the Riverwalk, and the weekly Farmer's Market. Rare space, timeless character, and modern peace of mind — homes like this on a double lot don't come around often. Schedule your showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,584

Sqft

0.31 ac

Lot size

1

Garage

1941

Year built

One

Levels

$316

Per sqft

FireplaceNegotiablePets allowed

Inside

FlooringHardwood
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationCrawlspace
FacesSouth
ParkingRV Parking
ExteriorAwning(s) · Irrigation System · Lighting · Rain Gutters · Storage

Community & fees

Taxes (2025)$3,377/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Available · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,606 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$281
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,606/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$281
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$353KedgeAI estimate $491,973 · range $368K$558K$580K

vs edgeAI estimate

+1.6%

Days on market

0 vs 55 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wares Creek

Map of 2016 VIRGINIA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Wares Creek — neighborhood snapshot

Population

1,472

Median age

45

Median income

$55,764

Median home value

$263,268

Avg household

2

Households w/ children

160

For the school run

Manatee County School District

ElementaryBallard Elementary School★★★★
HighManatee High School★★★★★
MiddleW. D. Sugg Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 179% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Aug 4, 2026Listed at $500,000 · 0 days on market since
1941Built · VIRGINIA PARK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Grace Mathisen

Your agent

Grace Mathisen

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2016 VIRGINIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2016 VIRGINIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Grace's phone and CRM.

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Goes straight to Grace’s phone and CRM.

Straight answers

2016 VIRGINIA DRIVE FAQs

What would the monthly payment be for 2016 VIRGINIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,606/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2016 VIRGINIA DRIVE?+

The most recent tax bill on record (2025) was $3,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2016 VIRGINIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $500,000, this home is listed about 28% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2016 VIRGINIA DRIVE?+

Ballard Elementary School (elementary), Manatee High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW COASTAL LIVING III · Rebecca Adams. MLS #A4700543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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