13622 11TH TERRACE E, BRADENTON, FL, 34212
Active1 days on marketListed Aug 6, 2026MLS #A4701725
About this home
13622 11TH TERRACE E
Every improvement tells a story in this exceptional Mill Creek home. Thoughtfully transformed over the years, this isn't simply a beautifully updated property - it's a home where every renovation was made with quality, purpose, and everyday living in mind. Set on nearly an acre, it offers the perfect balance of refined design, comfortable living, and effortless entertaining. Step inside and you'll immediately notice the warmth of the home. Engineered hardwood flooring, plantation shutters, solid-core interior doors with updated trim, and a custom wood-burning fireplace with a stone hearth and mantle create inviting living spaces that feel both elegant and welcoming. At the center of it all is a stunning kitchen featuring premium Thermador appliances, custom cabinetry, beautifully designed coffee and liquor bars, and a built-in Kinetico reverse osmosis water filtration system - a space that's just as functional as it is beautiful. The spacious primary suite continues the home's thoughtful design with a beautifully remodeled spa-inspired bathroom, while the guest bathroom has also been completely renovated. Every room reflects the same level of care and attention that's evident throughout the home. Just beyond the living space, the backyard becomes an extension of the home. The heated and cooled saltwater pool with six therapy jets, panoramic picture-window screening, two insulated covered entertaining areas, and a fully equipped outdoor kitchen create a setting that's equally suited for weekend gatherings, family celebrations, or a quiet evening at home. The updates don't stop there. A second driveway provides dedicated boat or RV parking behind the fenced backyard, while new front and patio doors, insulated garage doors and openers, updated A/C components, fresh exterior paint, and countless additional improvements provide peace of mind for years to come. Located in the highly sought-after Mill Creek community, you'll enjoy oversized homesites, mature landscaping, low HOA fees, and a location just minutes from Lakewood Ranch, I-75, shopping, dining, top-rated schools, and everything the Sarasota-Bradenton area has to offer. Some homes check the boxes. Others simply feel different the moment you walk through the front door. This is one of those homes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,150
Sqft
0.9 ac
Lot size
3
Garage
1996
Year built
One
Levels
$416
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,689 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,689/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.5%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mill Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Mill Creek — neighborhood snapshot
Population
2,437
Median age
50
Median income
$158,900
Median home value
$611,764
Avg household
3
Households w/ children
338
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Grace Mathisen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13622 11TH TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13622 11TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Grace's phone and CRM.
Straight answers
13622 11TH TERRACE E FAQs
What would the monthly payment be for 13622 11TH TERRACE E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,689/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13622 11TH TERRACE E?+
The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13622 11TH TERRACE E?+
The most recent tax bill on record (2025) was $3,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13622 11TH TERRACE E?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $895,000, this home is listed about 130% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Which schools are assigned to 13622 11TH TERRACE E?+
Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$895,000 runs 122% above the BRADENTON 34212 median — but at 2,150 sqft it's also 38% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Bradenton market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Gene Witt Elementary School, Carlos E. Haile Middle School, Lakewood Ranch High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KW COASTAL LIVING III · Laura Rode. MLS #A4701725.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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