12421 SE 174TH LOOP, SUMMERFIELD, FL, 34491
Active55 days on marketListed Jun 11, 2026MLS #G5113278
About this home
12421 SE 174TH LOOP
GATED 55+ GOLF COMMUNITY | ROOF 2021 | HVAC 2025 | 2-CAR + GOLF CART GARAGE | GLASS-ENCLOSED LANAI | GOLF CART TO THE VILLAGES A bridge away from The Villages — with your own gate, your own golf course, and four pools waiting. This stunning customized 3-bedroom, 2-bath Birch model sits in Stonecrest, the gated 55+ golf course community in Summerfield, FL where residents enjoy full amenities, four pools (one indoor), pickleball, softball, an 18-hole championship course, and over 80 clubs — then hop the golf cart bridge into The Villages whenever they please. The big-ticket items are already done: ROOF 2021. HVAC 2025. WATER HEATER 2015. Buy this home and spend your money on living, not replacing. HOA FEE IS $152 A MONTH. Curb appeal makes the first impression: meticulously maintained landscaping, an oversized side-facing 2-car + golf cart garage, and a gracious 20' x 9' covered front porch framed by three elegant columns, with a leaded glass door and sidelight accent. Step inside to soaring 10-foot ceilings and plantation shutters throughout an open-concept floor plan that lives large. The dining area glows under a designer chandelier, flowing into a living area with sliding-door access to the lanai — one spacious gathering space built for entertaining family and friends. The kitchen is a designer's dream, drenched in natural light: Verde Peacock granite countertops, a striking 4" glass Verde Peacock backsplash, white 42" wood cabinetry, sleek black stainless appliances including a 2024 stove with air fryer and a whisper-quiet 2024 dishwasher, a one-year-new faucet, pantry closet, and generous breakfast bar — with its own access to the lanai. The 13' x 10' glass-enclosed lanai is true year-round living space, finished with Low-E glass windows, UV blinds, tile flooring, and a new exit door. Beyond it, a paver back patio with privacy landscaping sets the stage for cookouts and stunning Florida sunsets. Retreat to the expansive 14' x 17' primary suite with large walk-in closet and a spa-like en-suite: soaking tub, walk-in shower, dual-sink vanity, linen closet, and private water closet with comfort-height elongated commode. Guest bedroom 2 offers a nice closet, and guest bedroom 3 makes a perfect office, den, or hobby room. The guest bath features a tiled tub/shower combination and comfort-height commode. Storage is never an issue in the 17' x 35' oversized side-facing garage with extra shelving — room for two cars, the golf cart, and everything else. Behind Stonecrest's gates you get privacy, security, championship golf, and a calendar so full you'll have to choose. Luxurious finishes, a fantastic location, major systems already updated. A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST — schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,945
Sqft
0.24 ac
Lot size
2
Garage
2006
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs STONECREST
$219 vs $199
Days on market
55 vs 52 typical
Where $219/sqft sits among the 36 homes for sale in STONECREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 36
STONECREST have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 12421 SE 174TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$369,000
16896 SE 110TH COURT ROAD · same community
3 bd · 2 ba · 1,951 sqft · $189/sqft · 64 DOM
Sold · May ’26$350,000
12209 SE 174TH PLACE · same community
3 bd · 2 ba · 1,967 sqft · $178/sqft · 57 DOM
Sold · Aug ’25$495,000
11743 SE 174TH LOOP · same community
3 bd · 2 ba · 1,971 sqft · $251/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Grace Mathisen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12421 SE 174TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12421 SE 174TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Grace's phone and CRM.
Straight answers
12421 SE 174TH LOOP FAQs
What would the monthly payment be for 12421 SE 174TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,239/mo — principal and interest, the actual property-tax bill, the $152/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12421 SE 174TH LOOP?+
The association fee works out to $152 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12421 SE 174TH LOOP?+
The most recent tax bill on record (2025) was $2,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12421 SE 174TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $425,000, this home is listed about 47% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12421 SE 174TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Cindy Steinemann. MLS #G5113278.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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