58 BAY HARBOUR DRIVE, PONCE INLET, FL, 32127
Active0 days on marketListed Aug 17, 2026MLS #NS1089017
About this home
58 BAY HARBOUR DRIVE
Enjoy the best of coastal living in this CONTEMPORARY 3 BEDROOM / 2 BATHROOM SPACIOUS & WELL-MAINTAINED home with SWIM SPA located on a HIGH AND DRY LARGE CORNER LOT on a QUIET CUL-DE-SAC in sought after PONCE INLET! The EXPANSIVE PAVER DRIVEWAY & REAR PATIO along with NATIVE LANDSCAPE DESIGN offers a low-maintenance lifestyle with NO LAWN TO MOW!! CONCRETE BLOCK & STUCCO construction combined with the EXTRA HIGH ELEVATION, IMPACT WINDOWS & DOORS, NEW GUTTERS, FRESHLY PAINTED EXTERIOR, NEW H/W HEATER & approximately 8 YEAR OLD ROOF provide long-term strength & protection. Stay cool and comfortable with MULTIPLE MINI-SPLIT A/C SYSTEMS throughout the home and TWO NEWER EXTERIOR COMPRESSORS offer added energy efficiency and peace-of-mind. A COVERED FRONT PORCH welcomes you to the DECORATIVE ENTRY DOOR with etched glass side panels & transom window. Enter this awesome home and your eyes focus on the OPEN SPLIT BEDROOM DESIGN with seamless living areas, LUXURY PLANK FLOORING and 10' CEILINGS that bring an airy relaxed coastal feel to the home and an ABUNDANCE OF NATURAL LIGHT. The impressive GREAT ROOM captures the essence of relaxed coastal living offering an inviting space for gathering and entertaining. Sliding glass doors open to a LARGE SCREENED PATIO with COVERED LANAI creating the ideal year-round outdoor retreat, and a sparkling STATE-OF-THE-ART SWIM SPA is perfect for relaxing and/or exercising. The backyard is a PRIVATE OASIS with no neighbors within view. The exceptionally functional FULLY-EQUIPPED EAT-IN KITCHEN features classic PLANTATION SHUTTERS, beautiful WHITE WOOD SOFT CLOSE CABINETRY and an impressive DOUBLE-DOOR PANTRY all with an abundance of PULL-OUT DRAWERS to keep everything organized and within reach. A unique TRIANGULAR SHAPED BREAKFAST BAR maximizes seating space for casual meals, morning coffee and/or entertaining. The PRIMARY SUITE boasts SLIDING DOORS TO THE POOL/PATIO area, WALK-IN CLOSET and LUXURIOUS UPDATED BATHROOM. Both GUEST BEDROOMS are sizable and feature WALK-IN CLOSETS. All NEW STYLISH CEILING FANS throughout the home (even in the closets) provide refreshing air flow & enhanced comfort. In addition to the LARGE TWO CAR GARAGE, this home also features a GENEROUSLY SIZED DETACHED SHED WITH ELECTRIC providing the ideal space for a man cave, she shed or hobby room. Rinse off in the convenient OUTSIDE SHOWER after enjoying the beach! IDEALLY LOCATED BETWEEN THE PRISTINE "NO DRIVE" BEACH of Ponce Inlet and the HALIFAX RIVER/INTRACOASTAL WATERWAY!! Walk or bike to waterfront restaurants, Ponce Inlet Lighthouse and Jetty Park, Marine Science Center, parks, marinas, charter fishing, dog park/beach and more!! Walk or bike to waterfront restaurants, Ponce Inlet Lighthouse and Jetty Park, Marine Science Center, parks, marinas, charter fishing, dog park/beach and more!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,792
Sqft
0.31 ac
Lot size
2
Garage
1998
Year built
One
Levels
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,787 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,787/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.9%
$/sqft vs Ponce Inlet actives
$405 vs $362
Days on market
0 vs 119 typical
Where $405/sqft sits among the 49 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
28 of 49
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 58 BAY HARBOUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$585,000
4748 DIXIE DRIVE
3 bd · 2 ba · 1,811 sqft · $323/sqft · 106 DOM
Sold · Jun ’26$529,000
88 CINDY LANE
3 bd · 2 ba · 1,818 sqft · $291/sqft · 91 DOM
Sold · Jul ’26$715,000
49 LOGGERHEAD COURT
3 bd · 2 ba · 1,845 sqft · $388/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Grace Mathisen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 58 BAY HARBOUR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 58 BAY HARBOUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Grace's phone and CRM.
Straight answers
58 BAY HARBOUR DRIVE FAQs
What would the monthly payment be for 58 BAY HARBOUR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 58 BAY HARBOUR DRIVE?+
The most recent tax bill on record (2025) was $5,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $724,900, this home is listed about 13% above the Ponce Inlet median of $642,000. The market section on this page shows how the area is trending.
Which schools are assigned to 58 BAY HARBOUR DRIVE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$724,900 runs 75% above the PONCE INLET 32127 median.
02Fresh on the market
Listed today in a Ponce Inlet market that averages 119 — if it fits, move quickly.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TEAM CARON REALTY · Diane Caron. MLS #NS1089017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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