20057 OAKFLOWER AVENUE, TAMPA, FL, 33647
Active62 days on marketListed Jun 18, 2026MLS #TB8516780
About this home
20057 OAKFLOWER AVENUE
Roof to be replaced before closing with an acceptable offer. This 4-bedroom, 3-bath single-story home sits inside the gated Live Oak Preserve community in New Tampa, with 2,258 square feet of flexible living space on a lot backed by mature trees, no rear neighbors, and a pond view off to the side. Off the living room, an expansive flex space adds options most homes at this price point don't offer: use it as a game room, a media lounge, a playroom, or rotate between all three. The kitchen matches that flexibility, oversized with ample cabinetry, counter space on every side, and a kitchenette area that simplifies casual meals and morning routines. The bedroom layout stands out as one of the home's strongest features. The primary suite sits privately at the back with room to breathe, while a junior suite near the front entry, set apart by its own pocket door, works independently for a guest, a multigenerational household, or anyone who keeps a different schedule. The backyard is fully fenced and shaded by mature trees, open to whatever you have in mind for it. Live Oak Preserve itself covers 1,300 acres, including 362 acres of wetland preserve, with resort-style amenities: a clubhouse, a pool with lap and splash areas, a fitness center, lighted tennis and pickleball courts, basketball and volleyball courts, and walking trails. Bruce B. Downs Boulevard, I-75, and I-275 put the Shops at Wiregrass, Tampa Premium Outlets, downtown Tampa, USF, and the Gulf beaches just minutes away.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,258
Sqft
0.19 ac
Lot size
3
Garage
2011
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,596 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,596/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs Tampa actives
$195 vs $300
Days on market
62 vs 43 typical
Where $195/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33647 — neighborhood snapshot
Population
74,919
Median age
37
Median income
$104,775
Median home value
$437,600
Avg household
2.79
Households w/ children
10,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
231 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 20057 OAKFLOWER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$349,000
20117 BAY CEDAR AVENUE · same community
4 bd · 2.5 ba · 2,292 sqft · $152/sqft · 32 DOM
Sold · Jun ’26$365,000
20018 OAKFLOWER AVENUE · same community
4 bd · 3 ba · 2,462 sqft · $148/sqft · 6 DOM
Sold · Jun ’26$455,000
20265 MERRY OAK AVENUE · same community
4 bd · 2 ba · 1,965 sqft · $232/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Grace Mathisen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20057 OAKFLOWER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20057 OAKFLOWER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Grace's phone and CRM.
Straight answers
20057 OAKFLOWER AVENUE FAQs
What would the monthly payment be for 20057 OAKFLOWER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,596/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20057 OAKFLOWER AVENUE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20057 OAKFLOWER AVENUE?+
The most recent tax bill on record (2025) was $6,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20057 OAKFLOWER AVENUE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $439,990, this home is listed about 2% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20057 OAKFLOWER AVENUE?+
Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,990 runs 21% above the TAMPA 33647 median — but at 2,258 sqft it's also 42% larger than the typical Tampa listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $450,000, now $439,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Norma Vargas, PA. MLS #TB8516780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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