8800 S STEED TERRACE, FLORAL CITY, FL, 34436
Active59 days on marketListed Jun 20, 2026MLS #TB8520367
About this home
8800 S STEED TERRACE
Discover a truly one-of-a-kind opportunity to own 6.04 acres of breathtaking natural beauty in the charming town of Floral City, Florida. Formerly a rock quarry, this remarkable property has been transformed into a private nature sanctuary featuring dramatic rock formations, winding walking paths, peaceful picnic areas, and stunning scenery at every turn. At the heart of the property is a crystal-clear, spring-fed pond directly connected to the aquifer, with depths ranging from approximately 6 to 18 feet. The pond is teeming with bass, crappie, bluegill, catfish, and tilapia, creating an exceptional setting for fishing, relaxation, and enjoying the outdoors. Surrounded by more than 20 species of native Florida trees, the land provides a haven for abundant wildlife, including deer, birds, and countless other native species. Designed with both beauty and functionality in mind, the property has been expertly graded for optimal drainage. The quarry serves as a drainage retention area capable of holding approximately 30 million gallons of water, while the main pond is protected by industrial-grade, water-permeable silt-control fabric. Per the seller, the property has remained high and dry and has never flooded. Whether you're envisioning a custom estate, private retreat, family compound, or weekend getaway, this unique property offers endless possibilities. For those seeking even more space and privacy, the adjacent 5.39-acre parcel is also available for purchase. Located in the quaint and peaceful town of Floral City—known for its small-town charm and single traffic light—you'll enjoy the tranquility of country living while remaining just 20 minutes from Inverness, where shopping, dining, entertainment, and everyday conveniences await. Citrus County is also home to the renowned Black Diamond Golf Club, offering world-class golf just a short drive away. Build your dream home and create your own private sanctuary where nature, privacy, and breathtaking views come together in perfect harmony.
Facts & features
The home at a glance
6.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,094 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,094/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Floral City
Get to know Floral City. See the full Floral City guide →
FLORAL CITY 34436 — neighborhood snapshot
Population
8,170
Median age
60.3
Median income
$50,139
Median home value
$201,400
Avg household
2.25
Households w/ children
563
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Floral City market
$245K → $253K
Floral City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 8800 S STEED TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$250,000
7661 S HOLLOW POINT
2 bd · 2 ba · 1,064 sqft · $235/sqft · 4 DOM
Sold · Dec ’25$199,500
8433 S COVE POINT
2 bd · 2 ba · 1,212 sqft · $165/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Grace Mathisen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8800 S STEED TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8800 S STEED TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Grace's phone and CRM.
Straight answers
8800 S STEED TERRACE FAQs
What would the monthly payment be for 8800 S STEED TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,094/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8800 S STEED TERRACE?+
The most recent tax bill on record (2025) was $421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8800 S STEED TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Floral City?+
At $300,000, this home is listed about 3% below the Floral City median of $309,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8800 S STEED TERRACE?+
Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Brandon Rimes. MLS #TB8520367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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