213 E CLUSTER AVENUE, TAMPA, FL, 33604
Active0 days on marketListed Aug 7, 2026MLS #TB8536612
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About this home
213 E CLUSTER AVENUE
Welcome home to this charming 3-bedroom, 2-bathroom home, built in 2002 and thoughtfully updated for peace of mind. Featuring a brand-new roof and a newer water heater, this move-in-ready property offers the perfect blend of comfort, convenience, and low-maintenance living. Step inside to discover an inviting open layout with soaring vaulted ceilings, abundant natural light, and comfortable living spaces designed for both everyday living and entertaining. The beautifully appointed kitchen serves as the heart of the home, complete with quartz countertops, a classic farmhouse sink, ample cabinetry, and generous prep space for cooking and gathering. The spacious primary suite provides a relaxing retreat, featuring a private en-suite bathroom and plenty of room to unwind at the end of the day. Two additional bedrooms offer flexibility for family, guests, or a home office. Outside, you'll fall in love with the oversized, fully fenced backyard - a rare find with endless possibilities. Whether you're hosting weekend barbecues, gardening, creating a play area, or simply enjoying Florida's beautiful weather, the expansive yard and large deck provide the perfect setting for outdoor living. The home's charming bungalow-style front porch adds incredible curb appeal and creates a warm, welcoming first impression while offering the perfect spot to enjoy your morning coffee or unwind in the evening. The location is just as impressive. Take a short stroll to local favorite Bamboozle for lunch or dinner, and enjoy being only 10 minutes from downtown Tampa, where you'll have easy access to award-winning restaurants, entertainment, professional sporting events, and the scenic Tampa Riverwalk. Offering modern updates, timeless charm, and an unbeatable location, this home is the perfect opportunity to enjoy the best of Tampa living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.17 ac
Lot size
2002
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.5%
Days on market
0 vs 40 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33604 — neighborhood snapshot
Population
39,411
Median age
36.5
Median income
$55,988
Median home value
$264,900
Avg household
2.53
Households w/ children
4,401
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Grace Mathisen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 213 E CLUSTER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 213 E CLUSTER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Grace's phone and CRM.
Straight answers
213 E CLUSTER AVENUE FAQs
What would the monthly payment be for 213 E CLUSTER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,044/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 213 E CLUSTER AVENUE?+
The most recent tax bill on record (2025) was $3,472. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 213 E CLUSTER AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $410,000, this home is listed about 9% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 213 E CLUSTER AVENUE?+
Shaw Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Wharton High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REAL BROKER, LLC · Kseniya Korneva. MLS #TB8536612.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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