
34 GULF BOULEVARD, INDIAN ROCKS BEACH, FL, 33785
Active1 days on marketListed Aug 13, 2026MLS #TB8537857
About this home
34 GULF BOULEVARD
TWO WATERFRONTS. ONE EXTRAORDINARY ESTATE. There are Gulf-front homes. There are waterfront homes. This is one of the very few that gives you both. Welcome to 34 Gulf Boulevard, an exceptionally rare Gulf-front residence offering the best of both Florida waterfront lifestyles: direct access to the sands of the Gulf of Mexico AND private boating access on the Intracoastal Waterway. Designed by renowned Matta Architecture, this gated Modern Key West-inspired estate offers panoramic Gulf and Intracoastal views, exceptional construction and over 9,551 total SF with 5,825 SF under air. Built with full exterior concrete block and steel-reinforced foundation construction, elevated FEMA-compliant living, premium Low-Emissivity impact windows and doors, HardiePlank siding, high-efficiency LG HVAC, natural gas, tankless water heating, CAT6 wiring (cameras, WIFI and sound) smart-home infrastructure and a whole-house 22KW generator. The oversized garage accommodates up to 6 vehicles and is pre-wired for 2 EV charging stations. Inside, engineered wide-plank hardwood flooring extends throughout the living areas. The open-concept Great Room features LED cove lighting, an 80-inch Modern Flames fireplace, walls of glass and expansive waterfront terraces. The chef’s kitchen showcases Bertazzoni, Fisher & Paykel and Thermador appliances, Cachoeiro White marble countertops, dual islands, a 48-inch 6-burner gas range with griddle and an entertainment bar with wine refrigeration, beverage center and ice maker. The home offers 5 ensuite bedrooms, private office, flex spaces, laundry rooms on both living levels and a 3-stop elevator. The top-floor Master-Suite captures spectacular Gulf views with retracting glass doors opening to a full-width private terrace, sitting room, morning bar, dual closets and spa-inspired bath with Bianca Dolomite counters, soaking tub and impressive dual shower. Post purchase enhancements further elevate the property, including all-new motorized window treatments, landscaping, premium turf, extensive drainage improvements, water softener/reverse-osmosis system, new washers and dryers, garage wall storage system, plus refreshed drywall and paint in the foyer. Outdoor living has been transformed with an extended pool patio, PebbleSheen saltwater pool and spa, covered lanai has been upgraded and a NEW outdoor kitchen featuring gas grill, ice maker, multiple refrigerators and upgraded cabinetry with quartzite countertops. And then there is what truly separates 34 Gulf: THE WATER. Step from your home & step DIRECTLY onto beautiful Indian Rocks Beach for an unforgettable sunset, while your boat waits at your own private dock with a 20,000-lb lift. Most waterfront homes require a choice between beach and boating. Here, you have both. Zoned to allow short-term rentals if desired, 34 Gulf Boulevard represents an extraordinary opportunity to own a coastal estate that is remarkably difficult to replicate. ***PLEASE MAKE SURE YOU CLICK THE VIRTUAL TOUR LINK AND THE ZILLOW 3D WALK THROUGH***
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,300
Sqft
0.31 ac
Lot size
6
Garage
2023
Year built
Three Or More
Levels
$2,057
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$71,362 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$71,362/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$2,057 vs $630
Days on market
1 vs 84 typical
Where $2,057/sqft sits among the 87 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 87
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1383% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$5,125,000
2 GULF BOULEVARD · same community
5 bd · 4.5 ba · 4,987 sqft · $1,028/sqft · 318 DOM
Sold · Nov ’25$7,500,000
32 GULF BOULEVARD · same community
5 bd · 5.5 ba · 5,828 sqft · $1,287/sqft · 162 DOM
Sold · Apr ’26$6,000,000
20256 GULF BOULEVARD · same community
4 bd · 5 ba · 4,490 sqft · $1,336/sqft · 375 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Grace Mathisen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 34 GULF BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Grace's phone and CRM.
Straight answers
34 GULF BOULEVARD FAQs
What would the monthly payment be for 34 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $71,362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 34 GULF BOULEVARD?+
The most recent tax bill on record (2025) was $99,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Indian Rocks Beach?+
At $10,900,000, this home is listed about 1355% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 34 GULF BOULEVARD?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$10,900,000 runs 1383% above the INDIAN ROCKS BEACH 33785 median — but at 5,300 sqft it's also nearly 5 times the size of the typical Indian Rocks Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Indian Rocks Beach market that averages 84 — if it fits, move quickly.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Richard Grant. MLS #TB8537857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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